Basic HTML Version
Tips for Cardholders
Using Your Card Securely
Treat your cards as if they were
cash
Never write down your Personal
Identification
Number
(PIN)-
memorize it
Never disclose PIN numbers to
anyone
Do not choose numbers and
letters that can be easily identified
when selecting a PIN (e.g. avoid
using initials, phone numbers, or
birth dates)
Ensure you sign your card on
the signature panel as soon you
receive it
Make a record of card account
numbers and telephone numbers
for reporting lost or stolen cards
and keep this list in a safe place
Ensure that your card is returned
after every purchase
Verify the transaction amount
before signing the sales receipt
Check billing statements and
purchase
amounts
against
receipts
Know who has access to your
cards; if a family member borrows
a credit card without the your
knowledge, you will be responsible
for those purchases or cash
withdrawals
Do not leave cards in the glove
compartment of your car
Report lost or stolen cards to your
issuing bank immediately
Report suspicious activities on
your credit card or bank account
to your issuing bank immediately
Sign up for email/text "transaction
alerts" from your bank
Monitor your accounts often
Store
important
documents
securely
Protect your card information
Sign all your credit cards as soon
as you receive them and never
lend them to anyone
Shred all personal and financial
information (e.g., bank statements,
credit/ATM receipts, credit card
offers, credit card bills, etc.) before
you throw them away
Be
careful
about
sharing
or disclosing your personal
information.
Pay attention to billing cycles or
to a lack of mail being delivered to
your address
Be aware of others nearby
when entering your Personal
Identification Number (PIN) at an
ATM
Avoid counterfeiting
Treat your cards as if they were
cash
Keep an eye on your card while
it is being swiped through the
merchant's terminal
Ensure that you get your card back
immediately after every purchase
Check your billing statement,
and verify the amounts of your
purchases
Check your card when it is returned
to you
Sign the back of your new card as
soon as you get it
TIPS FOR USING YOUR
CARD SECURELY:
Using your card securely at an
ATM
Be aware of your surroundings
and listen to your instincts. If the
ATM is poorly lit or in a concealed
location, or if you’re just not feeling
comfortable, use another machine.
Avoid counting cash or rummaging
through personal items while
standing at the ATM.
Guard your PIN. Memorize it and
never write it down.
Cover the keypad when you
enter your PIN, and if you notice